| How many times have you set off for work in | | | | Another option is to go for used car finance [ |
| the morning only to find your car won't start? If | | | | This is especially useful if you need another car in |
| you're not used to the joys of public transport | | | | a hurry and you don't have the savings available |
| during the rush hour then you won't enjoy the | | | | to be able to pay cash for it. If you work out |
| journey, and it will cost you more money as well. | | | | how much you can afford to pay back each |
| We all have bad days when our car won't start | | | | month you'll be able to get a rough idea of how |
| for any number of reasons, but when it starts | | | | much you will need to borrow to get your used |
| happening all the time you need to reconsider | | | | car. |
| whether or not it's worth hanging on to. You | | | | It is well worth getting the best quality second |
| might not think you can afford it initially, but when | | | | hand car you can, in order to make sure you get |
| it starts costing you more money in repairs - and | | | | the best use out of it. You also need to consider |
| even extra travelling expenses while it's being | | | | what you will be using it for. Don't buy a small car |
| fixed - it's certainly time to look elsewhere. | | | | simply because it works out cheaper, for |
| Of course the initial temptation is to start looking | | | | example. If you regularly go to boot fairs as a |
| at all the bright and shiny new cars in the | | | | seller, or you have two large dogs that need to |
| showrooms, but there's no need to go this far to | | | | go in the car from time to time, you'll probably |
| get back on the road again. A good quality second | | | | regret not buying a bigger car when you had the |
| hand car will do just as well if you buy it from a | | | | chance. |
| reliable source. | | | | In the end, even if your current car is on its last |
| The first question will be how much you can | | | | legs it's worth taking some time to consider what |
| afford to spend on your next car. Take a fresh | | | | your next car should be. By checking out all the |
| look at your incomings and outgoings to see how | | | | options and working out exactly what you can |
| much extra cash you have left over every | | | | afford to spend, you might just end up with a |
| month. You can also check your savings as you | | | | much better and far more reliable car than you |
| may be able to put some of this cash towards | | | | thought you would. |
| your next car. | | | | |